Mortgage loan
Estimate your monthly payment from amount, rate and term.
What the bank would lend you to buy the property.
% E.A. means effective annual rate, how banks in Colombia quote it. Ask your bank for it. How many years it would take to repay the loan.
What you'd pay each month, approximate. A longer term means a lower payment but more interest overall.
Estimate with a fixed peso payment (not UVR). The rate, insurance and fees are set by each bank. This is not a credit offer or approval; consult your bank.
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In Colombia, banks offer home loans in pesos (fixed payment) or in UVR (inflation-linked). The rate is quoted as effective annual; a longer term means a lower payment but more total interest. Banks typically finance up to 70% of value (80% for VIS) and ask that the payment stay near 30% of income. Terms, insurance and fees are set by each institution.
Information and estimates only, not financial advice or a credit offer.